If your roof has been damaged by an accident or an act of nature, you will need to file a claim with your insurance company. This can be a stressful time since there is significant damage done to your home and you might worry about getting your claim approved. To help ease any tension you might have when it comes to damaged roof insurance claims, you will want to check out the following:
Document Everything
The moment you realize that your roof has suffered some damage, you will need to inspect it. Along with simply checking out the situation, you will need to document every aspect of the damage. What caused the damage? Where is the damage? Is there a hole that goes all of the way through the roof? Has it become a dangerous situation? Was anyone hurt when the damage happened? You will want to take notes of everything you see and can think of. On top of all of that, you will want to take pictures. The more pictures the better. You can't have too many pictures, but you can certainly end up with not enough, so keep snapping. Make sure that you are taking pictures from all angles that you are able to get.
Immediately Contact Your Insurance Company
This is not something that you want to postpone for another day. It is important to make sure that you are getting in touch with your homeowners' insurance company in order to get the process started. If you wait too long, the insurance company might question the claim by wondering whether the damage happened as you said it did or if the situation got worse and more expensive because you waited too long.
Hire A Roofing Company
You will need to get in touch with a professional roofing company that can assess the situation and give you an estimate on the repair costs. It would be a good idea to make sure that the roofing company has a lot of experience working with insurance claims, as they will know what to expect and what the insurance company needs to know. While the insurance company may still send their own contractor to determine the cause and cost to repair, you have the right to use the roofing company you want to use.
Remember, time is ticking when it comes to handling damaged roof insurance claims so get the process started right away. Reach out to a company like Brandon J Roofing if you need help with a roof insurance claim.